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All agents are NOT alike! Find out why we are top real estate experts. Call us: 513-885-1673.
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Lynn Murphy Dickerscheid's LMD Home Team
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Welcome! to Lynn Murphy-Dickerscheid's Home Team Realty. Lynn and her home team of realty experts are here to serve your real estate needs. With years of experience in the Greater Cincinnati real estate market Lynn's staff of Realtors make buying or selling a home, commercial, multi family, or investment property a breeze. Her friendly staff can assist you in searching the MLS and other Real Estate Professional only databases to find that once in a lifetime property or home. The next time you find yourself in need of a Realty team in the Cincinnati area you should give Lynn and her team a call!
Call 513-885-1673 or Click Here to Email Lynn Today
Lynn and her team of professional Realtors serve to following areas with pride. Cincinnati
Hamilton
Fairfield
West Chester
Mason
Liberty Township
Blue Ash
Loveland
Montgomery
Milford
Springdale
Glendale
Indian Hill
Sharonville
Milford
'LMDhometeam.com - Ohio real estate and foreclosure properties.'
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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