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Cincinnati, Ohio features all the amenities of a large, thriving metropolis, while maintaining a friendly, small town atmosphere. Cincinnati is a 3 state, 15 county region, linking Southwest Ohio, Northern Kentucky, and Southeast Indiana. It is home to 10 Fortune 500 companies, has one of the worlds best international airports, and boasts the largest investment in riverfront developement in the nation. |  | | | Cincinnai/Northern Kentucky International Airport | |
Riverfest Fountain Square Cincinnati is also the home of two major sports teams. Request our Free Cincinnati, Fairfield and West Chester Relocation Package. It's packed full of useful and important information about the Cincinnati, Fairfield and West Chester, Ohio area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out... It's our job to know EVERYTHING about Cincinnati, Fairfield and West Chester! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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