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"Kristi was wonderful! She answered all our questions and kept us informed of everything. She was very helpful and personable. She wasn't pushy like a lot of sales people can be. I would definately recommend her!" 

Joe and Rae Retherford

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Real Estate Tips
First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Real Estate Trivia
Q 
What is the world's longest frontier?

A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Lynn Murphy Dickerscheid's LMD Home Team, REALTORŪ, real estate agents and broker for Cincinnati, Fairfield and West Chester, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Lynn Murphy Dickerscheid's LMD Home Team
RE/MAX Elite

5720 Gateway Blvd. Suite 204
Mason, OH. 45040
Phone: 513-885-1673
Fax: 513-297-5068
Email: lynnmurphydickerscheid@NUMBER1EXPERT.com

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